Retire Well

For those fortunate enough to still have a pension, making the right decisions about how and when to take it can significantly impact your financial future. However, it’s not just about the pension itself. Factors like the timing of Social…
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As financial advisors, we’re always prepared for surprises when reviewing pension options for our clients. Let’s look at this example:  John Doe has two choices for his pension – a lump-sum payout or a monthly annuity. Initially, many of us…
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If retirement is something you’re thinking about sooner rather than later, you know you’ve got some big decisions ahead – the biggest of which is if you’re ready to forego a regular paycheck. One of your most significant assets is…
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In February 2024, my wife Susie and I decided to take our kids on an impromptu trip to Disney World. It was a spur-of-the-moment decision, and we only started planning the trip eight days before our departure. Little did we…
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Picture this: you’re nearing retirement and you’re counting down the days until you can finally experience the golden years. However, a significant part of your retirement plan involves your social security benefits, and you’re not sure when to start claiming…
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As much as we look forward to our retirement years, there’s no doubt that this new phase of life is an adjustment. That’s why many people are considering what’s called a phased retirement: A phased retirement includes a broad range…
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If you’re in or entering your retirement years and watching the rise of inflation as we experienced in 2022 and beyond, you might be looking at your portfolio and wondering if it can weather the storm. Will I have to…
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