Talking about prenups might not be the most romantic part of planning your future together, but it is one of the most financially responsible. Think of it like insurance: you hope you never need it, but if you do, you’ll…
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Navigating Gulf Coast Real Estate During Hurricane Season
The Gulf Coast is a wonderful place to live: warm weather, beaches, and tons of activities to entertain. However, navigating the real estate market can be tricky – especially during hurricane season, which takes up around six months every year….
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Graduated and Grown(ish): To-Do’s for You and Your High School Grad
The cap has been tossed, the diploma framed, and now your high school graduate is officially a legal adult. Whether they’re college-bound, heading into the workforce, or taking a gap year to figure things out, turning 18 is more than…
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How to Handle a Low Basis Concentrated Position (Without Losing Sleep or a Fortune)
Let’s talk about a very “good problem” to have – being stuck with a boatload of stock that’s worth millions… but with a cost basis that barely buys lunch at Whole Foods. Here’s an example: John has over 50,000 shares…
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Individual Bonds vs. Bond Funds: Which One is Right for You?
When it comes to investing in bonds, you’ve got two main choices: individual bonds or bond funds. Both can provide steady income and diversification, but they work in very different ways. Some investors like the predictability of individual bonds, while…
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March Madness Strategies That Work for Your Finances
Picture this: You’re huddled around the TV with friends, snacks everywhere, frantically checking your March Madness bracket as another underdog pulls off an upset. Your carefully crafted picks – based on stats, gut instincts, and maybe a little superstition –…
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Social Security Changes Ahead: What the End of the Windfall Elimination Provision Means for You
2024 ended with some major changes – one of which was the passing of the Social Security Fairness Act. This bipartisan bill was designed to repeal the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), two rules that…
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