Maxing out your 401(k) can feel like a major retirement milestone…until you realize you’d still like to save more and potentially reduce a sizable tax bill. For high earners, business owners, and professionals, a cash balance plan can open the…
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“With or Without You”: Can Your Retirement Plan Stand on Its Own?
As summer continues, so does our series exploring timeless financial lessons inspired by some of the biggest hits of the 1980s. If you’re in your 50s or 60s, these songs probably bring back more than just great memories; they remind…
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The Hidden Risks of Leveraged ETFs Every Investor Should Understand
There are risks in the market that feel obvious, like volatility, interest rates, and inflation. Then there are the risks that don’t feel like risks at all until it’s too late. And they could be hiding in plain sight. I…
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“What a Feeling”: When Money Becomes Time, Freedom, and Choice
Ahhhh…the 80s. Big hair, big clothes, a space where grunge and preppy could coexist. Just thinking about some of the big hits on the Top 40 Countdown is enough to get anyone in their 50s and 60s nostalgic. That’s why…
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5 Beneficiary Designations You Should Have
Most people know they need a will, but far fewer realize that beneficiary designations often control where money actually goes. That means if your designations are outdated, missing, or incomplete, your assets may not pass the way you intended. It’s…
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When the Risk Isn’t Worth the Reward: Understanding Asymmetrical Risk in Your Portfolio
There’s a point in every financial journey where the math subtly changes. Early on, taking risks tends to make sense. You have time, earning power, and the ability to recover from mistakes. But as you get closer to retirement –…
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How to Protect Digital Assets in an Estate Plan
For many high-net-worth families, estate planning conversations center around tangible and financial assets: investment portfolios, real estate, and business interests. Yet an increasingly significant portion of a client’s life now exists in a place traditional planning often overlooks: the digital…
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