The “Big Beautiful Bill,” officially known as the One Big Beautiful Bill Act, is a sweeping tax and spending package signed into law on July 4, 2025. Championed by President Donald Trump, this legislation merges permanent tax cuts and new…
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The Trump Account: Understanding the New Federal Savings Accounts for Children
Planning your child’s financial well-being is a priority for many families. With the rising costs of education, housing, and starting a business, finding effective ways to save for the future is more important than ever. Recently, as part of the…
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How to Handle a Low Basis Concentrated Position (Without Losing Sleep or a Fortune)
Let’s talk about a very “good problem” to have – being stuck with a boatload of stock that’s worth millions… but with a cost basis that barely buys lunch at Whole Foods. Here’s an example: John has over 50,000 shares…
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Individual Bonds vs. Bond Funds: Which One is Right for You?
When it comes to investing in bonds, you’ve got two main choices: individual bonds or bond funds. Both can provide steady income and diversification, but they work in very different ways. Some investors like the predictability of individual bonds, while…
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March Madness Strategies That Work for Your Finances
Picture this: You’re huddled around the TV with friends, snacks everywhere, frantically checking your March Madness bracket as another underdog pulls off an upset. Your carefully crafted picks – based on stats, gut instincts, and maybe a little superstition –…
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Social Security Changes Ahead: What the End of the Windfall Elimination Provision Means for You
2024 ended with some major changes – one of which was the passing of the Social Security Fairness Act. This bipartisan bill was designed to repeal the Windfall Elimination Provision (WEP) and the Government Pension Offset (GPO), two rules that…
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Lost 401(k) Accounts? Find Them in the Retirement Savings Lost and Found Database
Back in the day, many people found a job in their 20s and stuck with it until they could retire and claim their pension. However, times have changed, and according to recent data, the average person in the United States…
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