Managing My Investments

Every now and then, a client asks a fair question: “Why would you use a fund that doesn’t have a high Morningstar star rating?” At first glance, that seems like a red flag. After all, star ratings sound like they…
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Let’s talk about a very “good problem” to have – being stuck with a boatload of stock that’s worth millions… but with a cost basis that barely buys lunch at Whole Foods. Here’s an example: John has over 50,000 shares…
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Back in the day, many people found a job in their 20s and stuck with it until they could retire and claim their pension. However, times have changed, and according to recent data, the average person in the United States…
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At Approach Retirement Advisors, we are fiduciaries and we look forward to welcoming new advisors into the fiduciary family. Unfortunately, a U.S. judge has halted a Department of Labor regulation that aimed to broaden the scope of retirement advisers classified…
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In recent years, cryptocurrencies have brought about a wave of financial innovation, including the introduction of Bitcoin Exchange-Traded Funds (ETFs). These investment vehicles offer a convenient way for individuals to gain exposure to digital currencies without directly holding them. However,…
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For employees approaching retirement with company stock in their 401k, it’s crucial to consider your eligibility to use Net Unrealized Appreciation (NUA) rules before you retire or otherwise reach a triggering event. If you purchase or are awarded company stock…
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With all the ups and downs the market has experienced (with a splash of inflation thrown in), it’s not unusual for financial planning clients to question their portfolio performance. And we understand that – the last few years have brought…
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