Trillions of dollars in Baby Boomer assets will be transferred in the coming years. Beneficiaries may end up with multiple Inherited IRAs, each with varying distribution requirements. Careful management is needed to minimize taxation, thereby maximizing return. Note: Beneficiaries must…
Read More
Using a Donor-Advised Fund as an IRA Beneficiary: A Tax-Efficient Charitable Strategy
When most families start thinking about the legacy they’ll leave behind, they want a plan that’s both financially smart and genuinely meaningful. One option that checks both of those boxes is to name a donor-advised fund (DAF) as the beneficiary…
Read More
Don’t Wait Until You Need It: Financial Moves That Reward the Proactive
There’s a saying in financial planning that applies to more than just money: The best time to prepare is before you need to. It’s not the most exciting advice, but it’s some of the most valuable. The truth is, the…
Read More
Retirement Planning in the Age of AI
Artificial intelligence has rapidly transformed how people manage money, make decisions, and plan for the future. But when it comes to something as deeply personal and long-term as retirement planning, how much should you trust algorithms over human insight? The…
Read More
IRA Rules for Retirees: What You Need to Know About RMDs, Key Dates, and the Roth 5-Year Rule
Overview of Traditional and Roth IRAs Required Minimum Distributions (RMDs) The Required Beginning Date (RBD) RMDs and Roth IRAs: Key Differences The Roth IRA 5-Year Rule Tax Implications of RMDs for Retirees Strategies to Manage RMDs and Roth IRA Withdrawals…
Read More
Progress Over Perfection: 4 Areas of Life Where Good Enough Is More Than Enough
Let’s be honest: if you’ve ever reorganized your spice rack instead of tackling your actual to-do list, you might be a perfectionist. (No judgment. We’ve all been there alphabetizing oregano next to onion powder.) We’ve also had that moment of…
Read More
5 Financial Podcasts That Are Worth Your Time
Let’s face it: there are a lot of financial podcasts out there. Some are brilliant. Some are boring. And some veer into differing political views that a lot of us are trying to avoid these days. If you’re looking for…
Read More