In February 2024, my wife Susie and I decided to take our kids on an impromptu trip to Disney World. It was a spur-of-the-moment decision, and we only started planning the trip eight days before our departure. Little did we…
Read More
70% of Retirees Have this Money Worry
In March 2024, CBS News reported that “millennials could become the richest generation ever by 2044.” This is thanks to the $90 trillion in assets predicted to flow from one generation to the next. This transfer of wealth is a…
Read More
Should Retirees Add Bitcoin ETFs to Their Portfolios?
In recent years, cryptocurrencies have brought about a wave of financial innovation, including the introduction of Bitcoin Exchange-Traded Funds (ETFs). These investment vehicles offer a convenient way for individuals to gain exposure to digital currencies without directly holding them. However,…
Read More
Utilizing NUA Stock Treatment: A Smart Strategy for Pre-Retirees
For employees approaching retirement with company stock in their 401k, it’s crucial to consider your eligibility to use Net Unrealized Appreciation (NUA) rules before you retire or otherwise reach a triggering event. If you purchase or are awarded company stock…
Read More
Navigating the Markets: The Significance of Major Events and the Big Financial Picture
With all the ups and downs the market has experienced (with a splash of inflation thrown in), it’s not unusual for financial planning clients to question their portfolio performance. And we understand that – the last few years have brought…
Read More
The Joys and (Financial) Challenges of Having Kids Later in Life
Bringing a bundle of joy into your life is a magical experience, regardless of when it happens. However, as more and more couples choose to delay parenthood, there’s a growing conversation about the financial implications of having kids later in…
Read More
How to Navigate the Impact of Rising Interest Rates on Your Bond Portfolio
As an investor, incorporating bonds into your portfolio can offer a sense of security, manage risk, and provide a reliable source of income. However, with the recent increase in interest rates, many investors are left wondering how this will impact…
Read More